What should my dad do?

I am really scared for my dad.my dad is really stressed out. Besides the high bills, etc he pays $200 per month each for me and my 3 siblings cellphone, including his. It came up to $8,000 per month, and he makes $58,000 per year so he's in a lot of...

debt.but because there's a good amount of kidnapping and rape where we live he wants us to have a cellphone, but it's driving him to an early grave, and he's been crying and im really scared for him.can anyone help, and find a way to make it easier on him?

Try to save on the energy. Like for air conditioning, don't put it up as high and heating do the same. Only turn on lights when you need to. Have a garage sale. It should get you a little money. DOn't waste too much water. Just shortening a shower by 2 minutes and keeping it constant, it can save you a lot of money. Also, get a job, like babysitting, to pay for needs like new clothes. Don't take allowances from him (if you get one) any more. Try to do stuff like this. I hope I helped.

He should go see someone about sorting out his finances.

you mean $800?
get cheaper plans... there are family plans that will def cost a lot less than $800 a month...
even an unlimited calling/texting plan shouldnt cost more than $100 per person...

 
Try to talk him into seeing a financial counselor. They are able to see things that could help him whereas he is too involved to see things clearly.

Also, I'd suggest that he get cheaper cell phone plans and that you and your siblings do more to reduce the amount of calls you make which would probably reduce the monthly phone bills.

You and your siblings might be able to do more to help reduce other monthly expenses, too.

If he won't see a financial counselor, then maybe the whole family should sit down and have a "financial planning" meeting so that you ALL can see where you are and where you should attempt to be.

This is serious. If your dad continues to be stressed out about his financial situation, it can lead to other problems including health and family relationship problems.

He may be a great man but that doesn't mean that he can't ask for help and still be a great father.

Don't get into an argument with him about it, but try and find a time that is appropriate where you can talk with him.

Good Luck!

Ted